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Seller Financing

Seller Financing is a popular and strategic method where the seller agrees to finance part of the deal, allowing buyers to close transactions with less upfront capital.

At EIN Business Funding (EINBF), we facilitate and structure seller financing terms that benefit both parties — increasing deal closure rates, easing transition plans, and ensuring the seller receives value over time.

Leverage our capital experts to combine seller notes with traditional funding or mezzanine debt — ensuring smoother transitions and smart capitalization.

EINBF Seller Note Funding Experts
EINBF Core Values
  • Deal Alignment for Both Sides
  • Win-Win Structuring
  • Transition-Focused Solutions

Close More Deals with Seller Support

EINBF makes seller-backed financing simple, scalable, and strategic for all parties.

Promissory Notes

Structured repayment terms between buyer and seller using seller-issued notes.

  • Principal + interest model
  • Tax-efficient setup
  • Secured by business assets
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Transition Support

Maintain confidence during buyer transition with seller participation.

  • Retain involvement post-sale
  • Conditional seller earnouts
  • Non-compete & consulting built-in
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Buyer Access

Allow more buyers to qualify by bridging lender gaps with seller support.

  • Lower down payment required
  • Blend with SBA or ABL
  • Appeals to first-time buyers
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Blended Deal Structures

Integrate seller financing with bridge, mezzanine, or equity rounds.

  • Layered capital stack
  • Multiple payment tiers
  • Legal & tax-compliant structuring
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Seller Financing FAQs

Seller financing is when the seller agrees to fund part of the sale price through a promissory note. The buyer repays over time with agreed terms.

It can help close deals faster, expand the buyer pool, and earn interest income — while also allowing phased transition and better tax treatment.

Yes. Many deals blend SBA loans, equity, or mezzanine funding with seller financing to create a flexible capital stack.
Ready to Unlock Capital or Investor Access?

EINBF helps serious business owners, investors, and sellers structure funding with precision. Let’s guide your capital journey — from planning to placement.

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